Bulldog Freedom Plan

Retire Strong with Confidence, Peace of Mind, and Protect your legacy.

At Bulldog Financial Planning LLC, we believe your retirement should be as confident and well-structured as a bulldog’s stance—steady, unshakable, and built to last. Our Retirement Cash Flow Planning service goes beyond basic projections to give you a clear, customized roadmap for your financial future.  We compare scenarios using illustrations and plan for the difficulties of market challenges together with you.

We perform capital funding analysis to determine how your assets and investments can support the retirement you envision.  We look at your income in retirement vs your expenses to determine a withdrawal rate.  A key part of our strategy is advising on when to take Social Security—a decision that can significantly shape your lifetime income, withdrawal rate, long-term goals, and the legacy you leave behind.  

We gauge your current savings rates and align it with your risk tolerance, ensuring your portfolio is properly allocated to cover those withdrawals during retirement. We factor in retirement lifestyle expenses and the persistent force of inflation, so your plan is grounded in today’s realities and tomorrow’s challenges. 

Throughout the process we focus on tax efficiency which includes your investments and your withdrawal strategy.  

We also integrate health care cost planning, which involves stress testing against rising medical expenses and understanding ways to handle the risks of future health care expenses.

We provide you resources and planning tools to help you with topics like Medicare, Social Security, run Monte Carlo scenarios, Investments including rebalancing strategies, and a withdrawal strategy that accounts for future estimated RMDs, as well as the asset allocation between Pre-tax vs Roth.

With Bulldog Financial Planning LLC, you’ll gain more than a plan—you’ll gain the confidence that every dollar, every decision, and every dream for your retirement has been thoughtfully considered and strategically positioned for your lasting peace of mind.